Fix credit reporting the smart way.

Upload your credit reports, select the accounts you want to act on, and generate professional Dispute, Goodwill, or Follow-Up / Method-of-Verification letters—ready to print and send. No subscription: pay per letter or save with credit packs.

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How it works

1.

Upload reports

Experian, TransUnion, Equifax—or a combined 3-bureau PDF. We detect sources automatically.

2.

Choose tradelines

Pick the accounts you want to address. We de-duplicate across bureaus.

3.

Select letter & reason

Dispute, Goodwill, or Follow-Up / MOV with curated reasons.

4.

Add enclosures

Attach FTC ID Theft Report, police report, ID, proof of address—whatever strengthens your case.

5.

Generate & send

Download letters, then mail via USPS Certified or use bureau portals. Our tutorial walks you through it.

6.

Track & follow up

If needed, use our Follow-Up / MOV flow to press for a proper reinvestigation.

Why Credit Letter MVP

✓

3-Bureau merge with provenance

We combine matches and show badges where found: E T Q 3B O.

✓

Focused extraction

Only the fields you need (creditor name, masked account, address)—not balances or fluff.

✓

Letter types that matter

Identity Theft disputes, Goodwill requests, and Follow-Up / MOV letters with FCRA-aware language.

✓

No subscription

Buy credits when you need them—simple and predictable.

✓

Step-by-step tutorial

Comprehensive guidance from reports to mailing. See Tutorial.

✓

Privacy & control

You choose what to upload. We keep it secure and never sell your data.

Pricing

No subscription. Pay as you go or save with credits.

Pay per letter

$ 19.98

Billed only when you generate.

Start now

Credit packs (best value)

1 Credit = $19.99 · 3 = $49.99 · 5 = $79.99 · 10 = $149.99

Buy credits I already have credits

Common questions

What do the badges mean?

E = Experian, T = TransUnion, Q = Equifax, 3B = combined report, O = other. Multiple badges mean the same account appeared on multiple reports—we merge it so you only generate one letter.

Do you remove accurate negative info?

No one can promise that. We help you correct inaccurate, incomplete, or unverifiable reporting—and request goodwill adjustments where appropriate.

Do you offer a tutorial?

Yes—full, step-by-step walkthroughs for Disputes, Goodwill, and Follow-Up letters. Visit the Tutorial.

See all FAQs

Contact & support

Support

support@creditlettermvp.com

Billing

billing@creditlettermvp.com

Legal

legal@creditlettermvp.com

Privacy

privacy@creditlettermvp.com

Tutorial

Step-by-step guides

FAQ

Common questions