Fix credit reporting the smart way.

Upload your credit reports, select the accounts you want to act on, and generate professional Dispute, Goodwill, or Follow-Up / Method-of-Verification letters at $19.95 per letter. Download, print, and send on your own—or optionally use our certified mail service for convenience.

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How it works

📌 Important: For accurate account extraction, please obtain your credit reports from AnnualCreditReport.com (100% free). Reports from other sources may not parse correctly.

1.

Upload reports

Get free PDFs from AnnualCreditReport.com. Upload Experian, TransUnion, and Equifax individually.

2.

Choose tradelines

Pick the accounts you want to address. We de-duplicate across bureaus.

3.

Select letter & reason

Dispute, Goodwill, or Follow-Up / MOV with curated reasons.

4.

Add enclosures

Attach FTC ID Theft Report, police report, ID, proof of address—whatever strengthens your case.

5.

Generate & send

Download letters, then mail via USPS Certified or use bureau portals. Our tutorial walks you through it.

6.

Track & follow up

If needed, use our Follow-Up / MOV flow to press for a proper reinvestigation.

Why Credit Letter MVP

✓

3-Bureau merge with provenance

We combine matches and show badges where found: E T Q.

✓

Focused extraction

Only the fields you need (creditor name, masked account, address)—not balances or fluff.

✓

Letter types that matter

Identity Theft disputes, Goodwill requests, and Follow-Up / MOV letters with FCRA-aware language.

✓

No subscription

Pay $19.95 per letter to generate your dispute letters—simple and predictable.

✓

Step-by-step tutorial

Comprehensive guidance from reports to mailing. See Tutorial.

✓

Privacy & control

You choose what to upload. We keep it secure and never sell your data.

Pricing

No subscription. Simple per-letter pricing.

Pay Per Letter

$19.95 /letter

Generate professional dispute letters ready to download and print.

✓ $19.95 per letter to generate
✓ Download and print to mail yourself
✓ Optional mailing service available
✓ Professional FCRA-compliant formatting

Start now

Common questions

What do the badges mean?

E = Experian, T = TransUnion, Q = Equifax. Multiple badges mean the same account appeared on multiple reports—we merge it so you only generate one letter.

Do you remove accurate negative info?

No one can promise that. We help you correct inaccurate, incomplete, or unverifiable reporting—and request goodwill adjustments where appropriate.

Do you offer a tutorial?

Yes—full, step-by-step walkthroughs for Disputes, Goodwill, and Follow-Up letters. Visit the Tutorial.

See all FAQs

Contact & support

Support

support@creditlettermvp.com

Billing

billing@creditlettermvp.com

Legal

legal@creditlettermvp.com

Privacy

privacy@creditlettermvp.com

Tutorial

Step-by-step guides

FAQ

Common questions